PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. One Hour Methods of Mortgage Practice in Washington reviews the laws in the state that regulate mortgage originators, brokers and lenders. Students will become familiar with the Division of Consumer Affairs, prohibited practices, operational requirements, appraiser relations as well as the Washington’s Usury Law and Predatory Lending Law.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. One Hour Methods of Mortgage Practice in Idaho reviews the laws in the state that regulate mortgage originators, brokers and lenders. This course provides a review of Idaho’s’ Residential Mortgage Practices Act and other laws that impact mortgage lending in Idaho. It also offers all mortgage professionals an overview of the laws that they need to understand in order to continue to make, broker, or originate loans in compliance with Idaho law.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. One Hour Methods of Mortgage Practice in Massachusetts reviews the laws in the state that regulate mortgage originators, brokers and lenders. The Code of Massachusetts Regulations, Massachusetts General Laws and Regulatory Bulletins will be reviewed. Students will become familiar with record keeping, license renewal, and reporting requirements as well as prohibited practices and penalties.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. One Hour Methods of Mortgage Practice in North Carolina provides a review of North Carolina’s Anti- Predatory Lending Law, the Residential Mortgage Fraud Act, the Mortgage Licensing Act, and other laws that impact mortgage lending in North Carolina. It also offers all mortgage professionals an overview of the laws that they need to understand in order to continue to make, broker, or originate loans in compliance with North Carolina law. The review of these laws include areas such as the North Carolina Banking Commission, state law and regulation definitions, license law and regulation, compliance, and disciplinary actions.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 1 Hour Methods of Mortgage Practice in Pennsylvania is a continuing education course, organized to review topics specifically outlined in Pennsylvania State Law statues. This course provides a review of the state’s Mortgage Licensing Act and Act 31 of 2009, which is the bill that amended the Mortgage Licensing Act to implement the requirements of the Federal SAFE Act. This course also updates currently licensed individuals in Pennsylvania’s Consumer Equity Protection Act. It also offers all mortgage professionals a review of the laws they will need to continue to make, broker, or originate loans in compliance with Pennsylvania law. The Review of these laws include areas such as the Pennsylvania Department of Banking, state law and regulation definitions, license law and regulation, compliance and other disciplinary actions.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. One Hour Methods of Mortgage Practice in Rhode Island reviews the laws in the state that regulate mortgage originators, brokers and lenders. Students will review Loan Originator, Broker and Lender License Maintenance, the Rhode Island Home Loan Protection Act, Form and Effect of Conveyances, and Disciplinary Action preformed by the Director.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. One Hour Methods of Mortgage Practice in the District of Columbia reviews the laws in the state that regulate mortgage originators, brokers and lenders. This course provides a review of District of Columbia’s Mortgage Lender and Broker Act and other laws that impact mortgage lending in DC. It also offers all mortgage professionals an overview of the laws that they need to understand in order to continue to make, broker, or originate loans in compliance with DC law.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. One Hour Methods of Mortgage Practice in West Virginia reviews the laws in the state that regulate mortgage originators, brokers and lenders. Students will become familiar with the Commissioner of the Division of Banking, prohibited practices, operational requirements, appraiser relations as well as the West Virginia Consumer Credit and Protection Act.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 10 Hour Nevada CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Nevada SAFE Act. There are four modules in this course, each aligned with the Nevada continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace, and Nevada State Law. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. The Fourth Module, Three Hour Methods of Mortgage Practice in Nevada provides a review of Nevada’s licensing law and regulations, including mortgage banker, mortgage broker and mortgage agent license maintenance, Compliance in the state of Nevada, and other unique laws that impact mortgage lending and origination in the state of Nevada. The review of these laws include areas such as the Nevada Division of Mortgage Lending, state law and regulation definitions, license law and regulation, compliance, and disciplinary actions.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 11 Hour New York CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the New York SAFE Act. There are five modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and general product knowledge training. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The module, Origination Power through Product Knowledge, reviews the wide range of mortgage products available in the mortgage marketplace. As the industry evolves, mortgage products also evolve. It is essential for mortgage professionals to maintain a strong, comprehensive knowledge of loan options for their borrowers. This knowledge not only promotes an informe

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 12 Hour Kentucky CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Kentucky SAFE Act. There are five modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace, general product knowledge training, and an overview of the Kentucky mortgage laws and regulations. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The module, Origination Power through Product Knowledge, reviews the wide range of mortgage products available in the mortgage marketplace. As the industry evolves, mortgage products also evolve. It is essential for mortgage professionals to maintain a strong, comprehensive knowledge of loan options for

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 12 Hour Mississippi CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Mississippi SAFE Act. There are six modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace, general product knowledge training, credit and collateral, and an overview of the mortgage loan cycle. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The module, Origination Power through Product Knowledge, reviews the wide range of mortgage products available in the mortgage marketplace. As the industry evolves, mortgage products also evolve. It is essential for mortgage professionals to maintain a strong, comprehensive knowledge of loan opt

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 12 Hour SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Montana SAFE Act. There are six modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace, general product knowledge training, credit and collateral, and an overview of the mortgage loan cycle. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The module, Origination Power through Product Knowledge, reviews the wide range of mortgage products available in the mortgage marketplace. As the industry evolves, mortgage products also evolve. It is essential for mortgage professionals to maintain a strong, comprehensive knowledge of loan options for their borr

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. Two Hour Metrics of Mortgage Qualification: Credit and Collateral focuses on several key elements of borrower qualification. Specifically, students will explore credit documentation, subject property collateral and borrower capacity. During these times of lean lending, understanding qualification fundamentals is imperative for a mortgage professional. Better communicate with potential borrowers and help them understand their financial position according to current credit standards before entering into the mortgage loan process. Explain the importance of the appraisal of their current home, the intricacies of their credit score, and income calculation.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. Two Hour Mortgage Loan Cycle: From a Powerful Start to a Rewarding Finish focuses on sound and thorough business practices that are important in originating and closing a residential loan. This course will familiarize mortgage professionals with the steps and processes involved in a successful loan cycle from pre-qualification to servicing and funding. Students will explore origination, processing, underwriting and title requirements in order to gain a strong understanding of critical success factors in the mortgage industry.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. Two Hour Methods of Mortgage Practice in Mississippi meets the 2-hour Mississippi-specific continuing education requirement for loan originators. This course reviews the Mississippi S.A.F.E. Mortgage Licensing Act and its laws that regulate mortgage originators, brokers and lenders. In addition, it offers all mortgage professionals an overview of the laws and standards that they need to understand in order to continue to make, broker, or originate loans in compliance with Mississippi law.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 7 Hour, Input Knowledge; Output Success, SAFE Core CE is a continuing education course, organized to review topics specifically outlined in the SAFE Act. There are three modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, and training in the nontraditional mortgage product marketplace. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour Massachusetts CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Massachusetts SAFE Act. There are four modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and general product knowledge training. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The final module Methods of Mortgage Practice in Massachusetts reviews the laws in the state that regulate mortgage originators, brokers and lenders. The Code of Massachusetts Regulations, Massachusetts General Laws and Regulatory Bulletins will be reviewed. Students will become familiar with record keeping, license renewal, and reporting requirements as

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour West Virginia CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the West Virginia SAFE Act. There are four modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and general product knowledge training. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The final module, Methods of Mortgage Practice in West Virginia reviews the laws in the state that regulate mortgage originators, brokers and lenders. Students will become familiar with the Commissioner of the Division of Banking, prohibited practices, operational requirements, appraiser relations as well as the West Virginia Consumer Credit and Protecti

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour DC CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the DC SAFE Act. There are four modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and general product knowledge training. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The final module Methods of Mortgage Practice in the District of Columbia reviews the laws in the state that regulate mortgage originators, brokers and lenders. This module provides a review of District of Columbia’s Mortgage Lender and Broker Act and other laws that impact mortgage lending in DC. It also offers all mortgage professionals an overview of the laws that they nee

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour Idaho CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Idaho SAFE Act. There are four modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and general product knowledge training. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The final module Methods of Mortgage Practice in Idaho reviews the laws in the state that regulate mortgage originators, brokers and lenders. This module provides a review of Idaho’s’ Residential Mortgage Practices Act and other laws that impact mortgage lending in Idaho. It also offers all mortgage professionals an overview of the laws that they need to understand in o

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour North Carolina CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the North Carolina SAFE Act. There are four modules in this course, each aligned with the North Carolina continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace, and North Carolina State Law. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. The fourth module provides a review of North Carolina’s Anti- Predatory Lending Law, the Residential Mortgage Fraud Act, the Mortgage Licensing Act, and other laws that impact mortgage lending in North Carolina. It also offers all mortgage professionals an overview of the laws that they need to understand in order to continue to make, broker, or originate loans in compliance with North Carolina law. The review of these laws include areas such as the North Carolina Banking Commission, state law a

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour Pennsylvania SAFE Comprehensive: Input Knowledge, Output Success is a continuing education course, organized to review topics specifically outlined in the SAFE Act. There are four modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, and training in the nontraditional mortgage product marketplace. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. This course also updates currently licensed individuals in Pennsylvania’s Consumer Equity Protection Act. It offers all mortgage professionals a review of the laws they will need to continue to make, broker, or originate loans in compliance with Pennsylvania law. The Review of these laws include areas such as the Pennsylvania Department of Banking, state law and regulation definitions, license law and regulation, compliance and other disciplinary actions.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour Rhode Island CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Rhode Island SAFE Act. There are four modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and general product knowledge training. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The final module Methods of Mortgage Practice in Rhode Island reviews the laws in the state that regulate mortgage originators, brokers and lenders. Students will review Loan Originator, Broker and Lender License Maintenance, the Rhode Island Home Loan Protection Act, Form and Effect of Conveyances, and Disciplinary Action preformed by the Director.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 8 Hour, Input Knowledge; Output Success, SAFE Core CE is an NMLS-approved continuing education course. It is TrainingPro's national, core course and satisfies the continuing education requirements for each state that mandates only the core standard found in the SAFE Act. There are four modules in this course, each aligned with the SAFE Act continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and one hour of elective (general product knowledge training). Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more.

PLEASE NOTE: You may not complete the same Continuing Education Course within two consecutive years. If you completed this course in 2010, please call you Account Executive at 877-878-3600. 9 Hour Washington CE SAFE Comprehensive, Input Knowledge; Output Success is a continuing education course, organized to review topics specifically outlined in the Washington SAFE Act. There are five modules in this course, each aligned with the continuing education requirements: federal mortgage related laws, ethics, fraud, consumer protection and fair lending, training in the nontraditional mortgage product marketplace and general product knowledge training. Topics in the federal mortgage related laws section include RESPA, ECOA, TILA, the S.A.F.E. Act, and other federal laws and guidelines. In the ethics, fraud, consumer protection and fair lending module, students will review Codes of Conduct as published by several professional organizations; investigate several examples of mortgage fraud, examine federal fair lending laws created to protect consumers. Focus areas in the training in the nontraditional mortgage product marketplace module are product risks and the subprime statement on mortgage lending, learn about mortgage product standards in the nontraditional mortgage product marketplace, explore higher-priced mortgages and the practices that surround them and consider the changes involved with the passage of the Homeownership and Equity Protection Act. General product knowledge training addresses the basics of fixed and adjustable-rate loans, subordinate financing, special needs properties and more. The module, Origination Power through Product Knowledge, reviews the wide range of mortgage products available in the mortgage marketplace. As the industry evolves, mortgage products also evolve. It is essential for mortgage professionals to maintain a strong, comprehensive knowledge of loan options for their borrowers. This knowledge not only promotes an informed car