body{	margin: 0;
	padding:0;
	font-family: verdana, helvetica, sans;
	font-size: small;
}

div#header{
	height: 150px;
	background: #ffffff url(/images/mulogo.gif) no-repeat;
	border-bottom: 1px solid black;
	margin-bottom: 40px;
}

a.logolink{
	background: transparent;
	margin: 0;
	text-decoration: none;
	width: 300px;
	height: 150px;
	display: block;
	float:left;
}

div#topad{
	margin-left: 300px;
	padding-top:55px
}

div#top_ad_image{
	width:468px;
	height: 60px;
	margin-left: auto;
	margin-right: auto;
}

div#main{
}


div#narrow{
	width: 165px;
	float: left;
}

div#wide{
	margin: 0 185px;
	
}

div#ads{
	float: right;
}


div#footer{
	text-align:center;
	font-family:arial; 
	font-size:8pt; 
	color:#999999;	
	clear: both;
	border-top: 1px solid #999999;
	margin-top: 5px;
}



div#wide h1{
	background: #C00000;
	color: #ffffff;
	margin-top:0;
	font-size: 16px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 1.5;
	padding: 0 0 0 4px;
	border-style: double;
	border-width:3px 0;
	border-color:white;

}

div#wide h2 {
	display:block;
	margin-top: 12px;
	font-family:arial;
	font-size:medium;
	color:#800000;
	font-weight:bold; 
}


p{
	text-align: justify;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	padding-right: 10px;
	padding-left: 10px;
}


#related_sites{
	background: #800000;
	color: #ffffff;
	margin: 0;
	font-size: 16px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 1.6;
	padding: 2px;
	border: 3px outset #800000;
	text-decoration: none;
	width: 165px;
	height: 25px;
	display: block;
	white-space: nowrap;
}



#housead{
	width: 166px;
	padding: 3px;
	border-right: 3px solid #800000;
	border-bottom: 3px solid #800000;

}






.button{
	background: #C00000;
	color: #ffffff;
	margin: 0;
	font-size: 12px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 2;
	padding: 0 2px;
	border: 3px outset #C00000;
	text-decoration: none;
	width: 165px;
	height: 25px;
	display: block;
	white-space: nowrap;
}

.button:active{
	border-style: inset;
}

.button:hover{
	background: #f00000;
}

.related_site_button{
	background: #800000;
	color: #ffffff;
	margin: 0;
	font-size: 12px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 2;
	padding: 0 2px;
	border: 3px outset #800000;
	text-decoration: none;
	width: 165px;
	height: 25px;
	display: block;
	white-space: nowrap;
}

.related_site_button:active{
	border-style: inset;
}

.related_site_button:hover{
	background: #f00000;
}

.partner{
	margin: 0 0 1em 1em;
	padding: 3px;
	list-style-image: url(http://www.mortgageuniversity.com/images/mortarboard.gif);
}

.partner a{
	font-weight: bold;
}


#navbar{
	position: absolute;
	top: 155px;
	left: 0;
	height: 30px;
	width: 100%;
	z-index: 2;
	background: transparent;
}

#searchform{
	height: 27px;
	width: auto;
	padding: 0 15px 0 5px;
	background: #800000;
	color: #993333;
	font-size: 11px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	border-style: outset;
	border-width: 3px;
	border-color: #ffcc66;
	float: left;
}

.searchbox{
	width: 100px;
	height: 18px;
}

.searchbox:focus{
	background: #ffffc0;
}

.searchform{
	height: 27px;
	width: auto;
	padding: 0 15px 0 5px;
	background: #800000;
	color: #ffffff;
	font-size: 11px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	border-style: outset;
	border-width: 3px;
	border-color: #800000;
	float: left;
}

#topnav{
	height: 17px;
	margin-top: 10px;
	margin-left: -3px;
	background: #800000;
	color: #993333;
	border-style: outset;
	border-width: 3px 0;
	border-color: #800000;
	float: left;
}

#endcap{
	height: 17px;
	position: absolute;
	top: 165px;
	right: 0;
	z-index: 1;
	width:100%;
	background: #800000;
	border-style: outset;
	border-width: 3px;
	border-color: #800000;
}

#searchbutton{
	background: #993333;
	color: white;
	font-size: 9px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	display: inline;
}


div#topnav a{
	background: #800000;
	color: #ffffff;
	font-size: 11px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	text-align: left;
	margin: 0;
	padding: 0 5px 0 0 ;
	text-decoration: none;
	display: inline;
	height: 12px;
}

.td_bdr {
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-bottom-style: solid;
	border-left-style: solid;
	border-bottom-color: #993333;
	border-left-color: #993333;
	padding-top: 5px;
}

.td_bdr_hdr {
	border: 1px solid #880000;
}

.td_bdr_rt {
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-bottom-style: solid;
	border-left-style: solid;
	border-bottom-color: #993333;
	border-left-color: #993333;
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #993333;
	padding-top: 5px;
}
.table_border {
	border: 1px solid #993333;
}

h2 {
	padding-right: 10px;
	padding-left: 5px;
}
.td_bdr_outline {
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-bottom-style: solid;
	border-left-style: solid;
	border-bottom-color: #993333;
	border-left-color: #993333;
	background-image: url(../images/Training_Pro_Map_Color_sm2.gif);
	background-repeat: no-repeat;
	background-position: center bottom;
	padding-top: 5px;
}
h4 {
	padding-right: 10px;
	padding-left: 10px;
}
hr {
	color: #880000;
}
.navbar_bg {
	background-image: url(../images/navbar.gif);
	background-repeat: no-repeat;
	background-position: center center;
}