PLEASE NOTE: THIS COURSE DOES NOT SATISFY STATE CONTINUING EDUCATION REQUIREMENTS. IT IS A NON-ACCREDITED, TRAININGPRO PROFESSIONAL DEVELOPMENT COURSE. For more details on state-accredited courses, please contact a TrainingPro account representative at 1-877-878-3600. This course provides a comprehensive review of ethics, privacy and fair lending laws. Learn about the importance of ethical decision making and business practices, review a sample Code of Ethics, and identify the most common unethical mortgage lending practices that violate federal laws. Expand your knowledge about privacy issues in an industry that continues to face growing privacy concerns. Touch on how privacy laws affect your business in each stage of the loan closing process. Ensure that your lending decisions are based on creditworthiness, factual data and equitable distribution of funds with a review of the major federal fair lending laws. This course discusses The Fair Housing Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act, Home Ownership and Equity Protection Act, Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act, and more.

PLEASE NOTE: THIS COURSE DOES NOT SATISFY STATE CONTINUING EDUCATION REQUIREMENTS. IT IS A NON-ACCREDITED, TRAININGPRO PROFESSIONAL DEVELOPMENT COURSE. For more details on state-accredited courses, please contact a TrainingPro account representative at 1-877-878-3600. This six-hour, online mortgage education course does not transfer into continuing education credit, but serves as a component of NAMB’s Lending Integrity process. A professional development course, “Expanding Mortgage Horizons” is comprised of a study of mortgage ethics as well as an overview of FHA training. The recent increase in FHA loans encourages mortgage professionals to spend time reviewing and uncovering the world of government-sponsored loans. Expanding your product knowledge helps to build business, improve credibility and promotes referrals. Learn how to become an FHA lender and all of its related elements including tools, resources, FHA reform, loan products, programs, the FHA Secure Initiative and more. Also in this course, students will learn about the importance of ethical decision making and business practices, review a sample Code of Ethics, and identify the most common unethical mortgage lending practices that violate federal laws.

PLEASE NOTE: THIS COURSE DOES NOT SATISFY STATE CONTINUING EDUCATION REQUIREMENTS. IT IS A NON-ACCREDITED, TRAININGPRO PROFESSIONAL DEVELOPMENT COURSE. For more details on state-accredited courses, please contact a TrainingPro account representative at 1-877-878-3600. This six-hour, online mortgage education course does not transfer into continuing education credit, but serves as a component of NAMB’s Lending Integrity process. Course chapters of “Mortgage Industry Direction and Protection” include ethics, recent developments and mortgage fraud. Learn about the importance of ethical decision making and business practices, review a sample Code of Ethics, and identify the most common unethical mortgage lending practices that violate federal laws. Review industry and consumer developments that have impacted the state of the mortgage profession today. Topics include the rise and fall of the subprime market, the credit crunch, reverse mortgages, industry trends and recovery efforts. The course wraps up with a chapter on mortgage fraud. Learn about the difference between fraud and predatory lending, the types of mortgage fraud, common fraudulent tactics and the recent impact of fraud in the industry.

This course will satisfy the six (6) hour continuing education requirements for Ohio. Topics include: Ethical Standards in Mortgage Lending - 2 Hours Complying with Fair Lending Laws - 2 Hours Privacy Laws Applicable to Mortgage Lending Transactions - 2 Hours